Terms of Service

Last updated: 30/3/2026

1. Acceptance of Terms

By accessing and using Coin Chemistry's website (https://www.coinchemistry.co), you agree to be bound by these Terms of Service and all applicable laws and regulations of India. If you do not agree with any of these terms, you are prohibited from using this site.

2. Description of Service

Coin Chemistry provides educational resources, guides, calculators, and information related to education loan management and financial planning. Our services are informational in nature and are provided free of charge.

3. Use License

Permission is granted to temporarily access the materials on Coin Chemistry's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to reverse engineer any software contained on the website
• Remove any copyright or other proprietary notations from the materials

4. Financial Advice Disclaimer

Important: The information provided on Coin Chemistry is for general educational purposes only and should not be considered as professional financial advice. We strongly recommend consulting with qualified financial advisors, certified financial planners, or banking professionals before making any financial decisions, especially regarding education loans, investments, or debt management.

5. User Responsibilities

By using our website, you agree to:

• Provide accurate information when subscribing or contacting us
• Use the website in compliance with applicable Indian laws
• Not engage in any activity that could harm or disrupt our services
• Respect intellectual property rights

6. Intellectual Property Rights

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Coin Chemistry and is protected by Indian copyright laws and international copyright treaties.

7. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the website, to understand our practices regarding the collection and use of your personal information.

8. Disclaimers and Limitations

The materials on Coin Chemistry's website are provided on an 'as is' basis. Coin Chemistry makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, Coin Chemistry does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

9. Limitation of Liability

In no event shall Coin Chemistry or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Coin Chemistry's website, even if Coin Chemistry or its authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

10. Indemnification

You agree to indemnify and hold harmless Coin Chemistry from any claims, damages, losses, or expenses arising from your use of our website or violation of these terms.

11. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of India. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts in India.

12. Termination

We may terminate or suspend your access to our website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

13. Changes to Terms

Coin Chemistry reserves the right to revise these terms of service at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

14. Contact Information

If you have any questions about these Terms of Service, please contact us at: